What to do if Credit Card is lost or stolen?
Report the loss or theft of your credit cards to the card issuers to the earliest through their 24-hour helpline service. Follow up your phone calls with a letter. Include your account number, when you noticed your card was missing, and the date you first reported the loss
After doing these, check your homeowner's insur-ance policy to see if it covers your liability for card thefts. If yes it's fine otherwise change your policy to include this protection.
Before the intimation, different banks have their own limit of loss bearing by the card holder. After the intimation, it is the bank who bears the loss if any amount is spent.
