How to make payments from Dubai to the already existing Citibank cards in India. How to avail of the statements to know the current bank balance of each card. Is online facility available?
According to RBI Resident Indians may be nominated as additional/add-on card holders by non-residents.However, the non-residents from their foreign currency funds should meet claims arising out of use of such cards by residents only. In cases where the cards have been arranged by NRis these liabilities may be met out of NRE/FCNR accounts in India also. Un¬der no circumstances will any remittance be allowed by residents from India to settle their claims against use .• of such additional/add-on cards. NRis get rupee credit cards which are valid for use in India, Nepal and Bhutan.
Can I use my Global credit card on the net to pay some US company for web hosting charges? or I have to obtain permission from RBI. If any per¬missions are needed, how to get them?
The RBI's exchange control manual mentions that 'International Credit Cards' can be used for "Regis¬tration of Internet domain name, hosting charges for website/home pages overseas and access fees for Internet related services through website". Before using your Global Credit Card on the net for web host¬ing charges, you further clarifY the aforesaid issue or seek permission from your card issuer. Even get in touch with the card issuing bank or organisation directly for such clarifications.
How will I know if my Credit Card application has got approved?
It is suggested to give your mobile number and e¬mail ID at the time of application for the Credit Card. This will help the issuer to intimate you either through SMS or through e-mail with the approved status of your application. You will also receive a letter by post informing you of the Card approval. You should be receiving your Card around the same time as the approval letter.
How will I know if my Credit Card application has got declined?
You will receive a letter from the Bank even if your application for Card is not approved. If in case there is a further information of missing documents, you will be sent a letter asking for the same. Then you need to fulfill with the documents to the specified address.
